Finance tools

Loan, interest and savings calculators. Every figure is computed in your browser, so no financial detail ever reaches a server.

• Loan EMI CalculatorWork out the monthly payment, total interest and full amortisation schedule for any loan.
• Compound Interest & SIP CalculatorProject how a recurring monthly investment or a lump sum grows, with a year-by-year breakdown.
• In-Hand Salary Calculator (CTC to Take-Home)Convert annual CTC to monthly take-home with employer EPF, gratuity, professional tax, ESI and income tax, comparing the old and new regime.
• Gratuity CalculatorStatutory gratuity under the Payment of Gratuity Act with the 15/26 formula, the five-year eligibility test and the tax exemption, with the working shown.
• Credit Card Payoff & Minimum Due CalculatorSee how long a card takes to clear on minimum payments, month by month, including 18% GST on the interest, then compare it with a fixed monthly payment.

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